- Retirement Guides
Downsize
How to Downsize
Tired of dealing with harsh winters and home maintenance? Looking for less space but don’t want to invest in a new home? When it’s time to downsize for retirement, there are a multitude of challenges one must face.
From sorting through a household of possessions to wading through a lifetime of memories, as overwhelming as it may seem, downsizing can help create a simple and stress-free lifestyle.
So, if you are thinking about moving to a retirement community to feel a bit more pampered and less tied down, the first step is to downsize. With this in mind, we offer some tips how to do that.
Step 1: Set Your Goals
Before you decide where to start, first establish your goals for downsizing. Is it to save money on mortgage payments or other monthly expenses like home maintenance? Or are you looking to downsize before moving into a retirement community to accomplish goals, ambitions and passions you’ve always dreamed about? No matter what your specific goals are, it will help to understand the connection between them and your reason for downsizing.
A Few Reasons to Downsize:
- The maintenance is too much
- You have a lot of unused space
- You are a wanderlust
- It makes it easier to relocate
- Eliminate stress
- Gain more time
- Cut costs and shift funds to other things (you love to do)
Step 2: Decide Where You Want to Live
Maybe one of your retirement goals was to live somewhere new. Or perhaps you want to be closer to the coast, art galleries, museums, entertainment, and dining? Regardless, relocating to the right place can help you downsize, save money, and be closer the things that bring you happiness. With this in mind, exploring your options will help you determine whether downsizing means a smaller house or moving to an independent living community in a new city like La Jolla.
Step 3: Clear the Clutter
Whether you decide to move into a 55+ community in your current city or across country, minimizing your possessions will free up more space. The key here is to give yourself time.
Remember, you have more stuff than you realize so it’s important do this in steps. Separate items into categories, sort through sentimental items and sell unwanted or unused items.
Ready to Right-Size?
Downsizing can be a great way to create a more manageable retirement lifestyle. But, no matter how freeing the idea of downsizing your home may be, the task can still be overwhelming. For this reason, we will offer tips for moving and decluttering next week.
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